Savings Accounts

Save with confidence

For as little as $5, you can start your Savings journey and watch it grow with every purchase.

A smiling mother carrying a child
Current Rate 0.05% APR* 1.00% APR* 3.20% APR*
ATM Access 50,000+ Nationwide 50,000+ Nationwide 50,000+ Nationwide
Round Up Savings
High-Rate Savings
Extra Benefits
Open Today Open Now Learn More Learn More

Benefits of a SkyOne Savings Account

Savings Accounts for the family

Savings Made Easy

Saving shouldn’t feel like a sacrifice. At SkyOne, it’s simple, flexible, and designed with your family’s future in mind.

  • Round Up your purchases to your Savings Account to help in emergencies or unplanned situations.
  • Access your funds instantly online or at thousands of ATMs nationwide.
  • With Paycheck Perks and QuickPay, get rewarded when you use your debit card, enabling you to save more.
icon-savings-roundup

ROUND UP

We round up your checking account transactions to the nearest dollar and transfer that into your Savings Account.
*Requires SkyOne Checking Account

icon-savings-digital

EASY ONLINE ACCESS

Online and Mobile Banking access allows easy access to your funds 24/7, including transfers to and from other banks.

icon-savings-perks

PAYCHECK PERKS

Aside from our highest savings rates, earn bonus cash on debit card swipes on any of our SkyOne Checking Accounts.

Savings Rates

Rates effective as of

Regular Savings $0 - $499 0.00% APY* 0.00% APY*
$500+ 0.05% APY* 0.05% APY*
Sky-High Savings $1 Minimum 1.00% APY* 1.00% APY*
Perk Central $100,000 Maximum 3.20% APY* 3.20% APY*

Savings Calculator

$
$
%
Compounded monthly (estimate)
years
If blank, we’ll assume next month.
Final balance
$0
Total contributions
$0
Starting + monthly deposits
Total interest earned
$0
Balance growth over time
Includes contributions + monthly compounding.
Contributions vs. Interest

Disclosures

*APY = Annual Percentage Yield. Rates are effective as of the last dividend declaration date. The rate is variable and may change after the account is opened. You must maintain a minimum average daily balance of $500.00 in your account to obtain the disclosed annual percentage yield. Dividends posted and compounded monthly. Fees may reduce earnings. Please refer to the Fee Schedule and All in One Disclosure for complete details.

**You must have direct deposit on your account to enjoy this service. Early Arrival is based on the date that your employer sends SkyOne the funds for your paycheck. The actual delivery dates may vary in the event of holidays and other occurrences and may be affected by the same Day ACH Rule.