Pay your way
Select the account that best fits your lifestyle
QuickPay
The FREE1 checking account that combines the ease of managing everyday finances with perks that help your family do more.
- No monthly fees
- Early Payday
- Round-Up Savings
- FREE Greenlight3
$0.00 per month
UltraPay
Get everything from QuickPay and more, including our highest checking dividend rate and free VPN.
- 1.00% Dividend Rate*
- FREE VPN Software
- Round-Up Savings
- FREE Greenlight3
$7.95 per month
PlatinumPay
Earn dividends and receive free financial services as well as a bundle of insurance and protection services.
- 0.05% Dividend Rate
- FREE Financial Services
- FREE Insurance benefits
- Monthly fee waivers
$8.95 per month*
Included with your account
Paycheck Perks
Earn our highest Savings rate and accelerate your growth with our Swipe rewards and automatic round-up to your Perk Central High Rate Savings Account.
Benefits of a SkyOne Checking Account
ROUND UP
We round up your checking account transactions to the nearest dollar and transfer that into your Savings Account.
*Requires SkyOne Checking Account
EASY ONLINE ACCESS
Online and Mobile Banking access allows easy access to your funds 24/7, including transfers to and from other banks.
PAYCHECK PERKS
Aside from our highest savings rates, earn bonus cash on debit card swipes on any of our SkyOne Checking Accounts.
Checking Rates
Rates effective as of
| QuickPay | 0.00% | 0.00% APY* |
| UltraPay | 1.00% | 1.00% APY* |
| PlatinumPay | 0.05% | 0.05% APY* |
Disclosures
*APY = Annual Percentage Yield. Rates are effective as of the last dividend declaration date. The rate is variable and may change after the account is opened. You must maintain a minimum average daily balance of $500.00 in your account to obtain the disclosed annual percentage yield. Dividends posted and compounded monthly. Fees may reduce earnings. Please refer to the Fee Schedule and All in One Disclosure for complete details.
**You must have direct deposit on your account to enjoy this service. Early Arrival is based on the date that your employer sends SkyOne the funds for your paycheck. The actual delivery dates may vary in the event of holidays and other occurrences and may be affected by the same Day ACH Rule.