Money Market Accounts
Smart savings. Family flexibility.
A SkyOne Money Market gives you higher earnings—and access when you need it.
EARLY PAYCHECK
Set up direct deposit, and we can send it to your savings account 1-2 days before your employer’s actual pay date.*
66,000+ ATMs
Access thousands of ATMs across the USA, without ever paying a fee.
DIGITAL TOOLS
Manage your money with full-service online banking, custom alerts, advanced card controls, and more.
More for Your Family’s Money
Savings Made Easy
With a SkyOne Money Market account, your family can earn more while keeping funds within reach. Plus, with early direct deposit, you’ll have access to your paycheck up to two days sooner—giving your goals a head start.
- Access your money up to 6 times per month
- Easy withdrawals by check, ATM, or online and mobile
- Early paycheck access with direct deposit*
- 66,000+ surcharge-free ATMs across the U.S.
- Full-service mobile app with alerts and card controls
Money Market Rates
Rates effective as of
| $0 - $2,499.99 | 0.00% | 0.00% |
| $2,500 - $24,999.99 | 0.10% | 0.10% |
| $25,000 - $49,999.99 | 0.20% | 0.20% |
| $50,000 - $99,999.99 | 0.30% | 0.30% |
| $100,000 - $249,999.99 | 0.40% | 0.40% |
| $250,000+ | 0.40% | 0.40% |
Savings Calculator
Disclosures
*You must have direct deposit on your account to enjoy this service. Early Arrival is based on the date that your employer sends SkyOne the funds for your paycheck. The actual delivery dates may vary in the event of holidays and other occurrences and may be affected by the same Day ACH Rule.
**APY = Annual Percentage Yield. Rates accurate as of 09/10/2024. Rates are effective as of the last dividend declaration date. The rate is variable and may change after the account is opened. The minimum balance required to earn dividends is: 1. $2,500-$24,999.99 to earn 0.10% APY, $25,000-$49,999.99 to earn 0.20% APY, $50,000-$99,999.99 to earn 0.30% APY, $100,000-$249,999.99 to earn 0.40% APY, and $250,000+ to earn 0.40% APY. Dividends will be posted and compounded monthly. If your Average Daily Balance falls below $2,500, a $10 monthly fee will be assessed. Fees may reduce earnings. Please refer to the Fee Schedule and All in One Disclosure for complete details.
1Data carrier rates/fees may apply.